About Me 0115: 2011

Monday, December 26, 2011

Making Money Working

House Republicans are refusing to extend the payroll tax cut, which expires on December 31. If it does, taxes will go up for 160 million working Americans. Nearly everyone--from President Obama to Congressional Democrats to Republicans in the Senate--is committed to making sure that doesn't happen, but a faction in the House is dragging their feet.

Ending the payroll tax cut will cost the typical family making $50,000 a year about $1,000 a year, which is a lot of money for struggling families. President Obama explained today:

Our failure to do this could have effects not just on families but on the economy as a whole. It’s not a game for the average family, who doesn’t have an extra 1,000 bucks to lose. It’s not a game for somebody who’s out there looking for work right now, and might lose his house if unemployment insurance doesn’t come through. It’s not a game for the millions of Americans who will take a hit when the entire economy grows more slowly because these proposals aren’t extended.

That $1,000 a year works out to about $40 a paycheck that families won’t have to spend or save. Although opponents of the payroll tax cut might say $40 isn't much, we know that’s not the case. So we’re asking Americans to explain what that tax increase would look like in their house.

What does $40 mean to you? What will you and your family have to cut or go without if Congress refuses to pass the payroll tax cut?

Here are some of the stories we’ve collected so far. Tell us your own story here, or tweet @WhiteHouse with the hashtag #40dollars, to help us add to the list.

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I can buy lunch from the cafeteria for almost a whole month for my twins, I can buy food, or pay for gas. I can save it for my daughter’s prescriptions deductibles. To some people $40 is nothing, but $40 is big money for us.

L.A., Hamden, Connecticut

Forty dollars a paycheck is a lot of money. I am the primary care giver for my 91 year old father who is living with me. Though his estate pays me for his care, the $40 will help with groceries, gasoline and miscellaneous expense for his care. I work a part time job so $40 a paycheck is a lot of money extra in my pocket.

I.O., Arlington Heights, Illinois

After everything that comes out, including my mortgage my take home pay is $150.00 every two weeks. So minus forty would be $110.00. I can barely get by now, that forty bucks is my gas for my car to get to work. Taking forty away from my pay would, just about put me under.

R.T., Charleston, West Virginia

$40 less a paycheck means I will have to pick between my insulin and the water bill. It means never being able to see my doctor - even though I have insurance.

B.T., Roswell, New Mexico

A single mother of two, with no financial support from my children's father, 40 dollars means lunch money for my children at school. It means a tank of gas, and it means covering my weekly visit copays to the doctor.

L.O., Gaithersburg, Maryland

90 days of prescription drugs

P.B., Milledgeville, Georgia

$40.00 a week will provide gas to get to work for the week, or, it will pay our electric bill, or, it will pay a third of our prescription drug bill, or, one third of our grocery bill for the week.

C.W., Glen Alen, Virginia

That buys my gas for a week to drive to work or buys my groceries for a week. it's hard enough making ends meet and $40 is a lot of money to me.

T.S., Kernersville, North Carolina

$40 dollars equals no car insurance for the month, which is required in the state of Wisconsin. A huge risk to take. Let me ask you this--would you drive without insurance?

H.L, Waukesha, Wisconsin

$40.00 a paycheck takes care of my son's lunch money and transporation to Palm Middle School where he is a 6th grade honor student. My husband and I both work and we have a family of 6.

T.M., Moreno Valley, California

That is almost 1 weeks of groceries for me or how much it costs to fill my gas tank for 1 1/2 weeks or medical copay at the specialist office. Which one am I to go without? This is going to hurt. Please don't let this happen.

C.H, Denton, Texas

Right now, I am unable to pay all my bills every month; forty dollars less would mean my son and I would be going without groceries or another bill would have to wait and be late.

P.B., Liberal, Kansas

The forty dollars means that my kids can continue to wear decent clothes and I can afford to give them them opportunity to participate in school programs that are not funded through the State and Federal funding.

J.R., Brainerd, Minnesota

$40.00 a paycheck will allow me to continue to pay co-pays to doctors for necessary medical treatments needed to control debilitating disease.

J.R., Arlington, Texas

$40 a paycheck for my family helps pay for insulin, syringes, and blood sugar testing strips for my daughter, who was diagnosed with type I diabetes 5 years ago.

N.F., Midwest City, Oklahoma

$40.00 per paycheck means the difference in putting gas in my car or walking to work. I am the only one working in my family, 30 hrs a week, my husband is on Social Security. We have had to cut all extras' from our budget.

K.H., Kalispell, Montana

$40 means a tank of gas to my husband and me for getting to work for him or for me to run errands and take my father-in-law to his doctors's appointments. $40 means less groceries we can buy. $40 means less money to pay our light bill, water bill or other essential bills.

V.C., Russellville, Tennessee

The $40 I would lose is money I send to help my brother. He has had a myriad of health problems over the past two years and has only been able to work intermittently. He was recently diagnosed with inoperable cancer and has no health insurance. Without what some say isn't a lot of money, my brother wouldn't have food in his refrigerator.

S.K., Somerville, Massachusetts

$40 means the difference to me in buying gas or paying my electric bill. I am disabled so I am on a very extreme tight monthly income. Food is always an issue for me as well.

L.P., Forest Grove, Oregon

$40 is the tank of gas I need to get to work every two weeks. $40 is less than what I spend on groceries every week. $40 could also be the cost of me taking my fiancee out to dinner, or to see a movie. $40 could be the deciding factor on whether I can afford to buy a new car. $40 is less than half the cost of my electric bill every month. $40 might not be a lot to someone who makes more than $500,000 a year, like most of our Senators and Representatives. But when someone makes less than $30,000 a year, it makes an impact.

C.D., Phoenix, Arizona

$40 can make a huge difference to me. It can pay for my most needed medicine that will allow me to keep working so that I can pay my rent and utility bills. It will keep my kids warm and dry. To those of us that only take home about $40 a day, it is a whole days work!

D.P., San Antonio, Texas

Normally any extra money I have. I give to the needy. Salvation Army is my favorite charity. So I wont be giving to charites or buying anything for anyone.

P.C., Lakeville, Minnesota

$40.00 means the world to me It's the equivilant of 5 hours work or feeding my family for 3 nights. I am a single income of a family of 3 and I don't even make 50K.

T.K., Gaylord, Michigan

Our cable internet bill is $49 per month. If we lose this payroll tax cut then we will have to give up either or internet access or possibly our 'Friday Family Pizza' night. Either way, we will lose something that brings us together as a family.

K.Z., Frederick, Maryland

Tell us what $40 means to you

Updated. Twitter has received a $300 million investment from Saudi Arabian Prince Alwaleed Bin Talal Bin Abdulaziz Alsaud and his investment company, Kingdom Holding.

The deal, which was first reported by Bloomberg, was officially announced in a press statement released by Kingdom Holding on Sunday night. The statement reads in part: “This investment was the result of several months of negotiations and comprehensive due diligence and represents a strategic stake in Twitter.”

With a reported net worth of $19.6 billion, Prince Alwaleed is the 26th-richest person in the world, according to Forbes. While Kingdom Holding is probably best known for its media investments — the company holds 7 percent of News Corp.’s class B shares, along with a number of media properties in the Arab world — Prince Alwaleed is also familiar with the tech scene: He has been a high-profile owner of Apple stock since 1997, when he bought a 5 percent stake in the company for $115 million.

The move comes just a few months after Twitter closed on some $800 million in a funding round led by DST Global. This brings Twitter’s total funding to nearly $1.5 billion. Update: New reports are indicating Prince Alwaleed may have spent $300 million in buying shares from existing investors, not directly from Twitter itself. We’ve reached out to Twitter for more details and will update if and when information is available.

Of course, the company is working to generate money on its own accord: Earlier this month Twitter unveiled a refreshed design that, among other things, gives brands the ability to build dedicated profile pages. This is seemingly part of an effort to ultimately bring more advertisers to the microblogging site. But while Twitter’s leadership seems focused on making such revenue initiatives a priority, it looks like the company is not turning down outside money just yet.

Related research and analysis from GigaOM Pro:
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Tuesday, December 20, 2011

Affiliate Making Money

This week the Mystic Valley Regional Charter School in Malden,
Massachusetts, put a highly regarded teacher on paid leave after
the local Fox affiliate
revealed that he has appeared in several pornographic movies.
No one alleges that Kevin Hogan, a crew coach who is also head of
the school's English department, did anything illegal, and he gets
high marks as a teacher. Yet the school is investigating him,
ostensibly for giving an incomplete account of his work experience
prior to taking his current job. When it broke the story on
Tuesday, Fox 25 seemed mostly interested in titillation:

Kevin Hogan is an English teacher and crew coach at a top-rated
Massachusetts public high school, but he brings some unusual
experience to the job: until recently, he was starring in
pornographic movies....

He can also be found on the Internet and in adult entertainment
stores under his screen name: Hytch Cawke.

His movie credits include "Fetish World" and "Just Gone Gay 8,"
and FOX Undercover found his third movie, whose title is not fit to
reveal in a family news outlet, in a local adult store. It features
him answering an ad to have sex for money.

"Hi, I'm Hytch and I just answered the ad and now I'm here to
see what it’s like to be with a guy," he says to the camera.

But Hogan wasn't so talkative when FOX Undercover's camera was
on him.

To provide a fig leaf of legitimate public interest, the TV
station quoted three parents who were disturbed by the news for no
clearly articulated reason, one of whom also said: "The kids really
love him. He's been a great addition to the team." The story also
noted that Hogan had "flawless references."

In a follow-up segment the next day, Fox 25
reported that the initial piece "sparked a flood of responses,
many of them critical of the story. One tweet said 'Kevin Hogan did
not deserve that. He's a good teacher with students supporting
him.'" The headline on a
story posted this morning asks, "Are private lives of teachers
truly private?" Which seems like something Fox 25 should have asked
before ruining this guy's life.

The closest the station has come to an intelligible
justification for its exposé is this
quote from a spokesman for the state Department of Elementary
and Secondary Education, which also is investigating
Hogan: “We expect teachers to hold a very high moral standard.
They are role models for students."

So even if everyone concedes a teacher is good at teaching, he
is disqualified from the job if he behaves immorally off the clock.
Who decides what counts as immoral? Does it have to involve sex?
Promiscuity and adultery too, or just making porn? Does it matter
whether it is gay or straight porn?

Obviously, no one forced Hogan to make those movies. But should
he have taken it for granted that he was throwing away his teaching
career by doing so?

[Thanks to Andrew Friedrich for the tip.]

Kevin Hogan is an English teacher and crew coach at a top-rated
Massachusetts public high school, but he brings some unusual
experience to the job: until recently, he was starring in
pornographic movies....

He can also be found on the Internet and in adult entertainment
stores under his screen name: Hytch Cawke.

His movie credits include "Fetish World" and "Just Gone Gay 8,"
and FOX Undercover found his third movie, whose title is not fit to
reveal in a family news outlet, in a local adult store. It features
him answering an ad to have sex for money.

"Hi, I'm Hytch and I just answered the ad and now I'm here to
see what it’s like to be with a guy," he says to the camera.

But Hogan wasn't so talkative when FOX Undercover's camera was
on him.

Obviously, no one forced Hogan to make those movies. But should
he have taken it for granted that he was throwing away his teaching
career by doing so?

[Thanks to Andrew Friedrich for the tip.]

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Monday, December 19, 2011

Tips on identifying the best option carpet cleaning corporation for the location.

Business carpet cleaner is a best factor to make use of inside the offices to clean floor coverings. In higher visitors areas, in which carpets and rugs tend to be densely soiled, washing will become difficult; consequently, many cleaning installers purchase a commercial carpet cleaner.

Business office structures, making use of their hundreds of square ft regarding carpeted region, pose special difficulties regarding cleaning companies. Washing businesses should clean floor coverings inside office buildings within only a small amount moment as you can in order to avoid disrupting every day functions. In high traffic areas, where carpets and rugs are densely soiled, cleaning gets difficult. Therefore, many installers purchase a commercial carpet cleaner made to provide superlative, effective cleaning for industrial locations for example business office processes.

Low finish carpet cleaning machines might help you save money initially, yet regular breakdowns, deterioration, as well as weak function quality will definitely cost a lot more in the long run. These reduce capability machines are usually intended for utilize in your own home or even in smaller areas. They cannot run hour or so following hr with out a crack, because commercial carpet cleaning requires. Also, they are not necessarily resilient enough to withstand the actual corrosive chemicals and dirt that the industrial carpet cleaner will be confronted with. As a result, you ought to research the supply to get a supplier that offers commercial carpet cleaner as well as pick the best item.

A business carpet cleaner provides higher strain amounts and also temperature options as compared to home machines, allowing for more quickly, more effective washing. A few brand names of business carpet cleaning devices might achieve temps of up to 210° Farreneheit. They could have strain amounts different up to 500 psi, which can be adjusted in line with the cleansing specifications.

Just about the most important needs with regard to carpet cleaning gear is actually uninterrupted operation. Therefore, high end business carpet cleaner will be fixed along with higher capacity remedy as well as recovery tanks. A number of these equipment have answer tanks since large within capability as seventeen gallons. Furthermore, to avoid the need to cease the machine before drinking water heats, two heat components are given instead of one, that minimizes heating system time for you to around 5 min's. Several carpeting shampooers have got automated refilling as well as dumping components so your agent does not end up throwing away successful time filling and draining away clean and also filthy h2o.

Carpeting extractors needs to be lower circulation, it doesn't matter what ailments you function beneath. Although you may in no way encounter water deficiency, all companies of the dynamics should use water sparingly. Furthermore, when you are required to just work at the actual customer's website, then you may have to be much more mindful concerning h2o utilize, particularly because damp worksites are hardly ever treasured. Carpet cleaners in which use less water help in faster floor covering drying out, thus eliminating conditions which result in mold as well as pest pests.

Large capacity carpeting shampooers possess one more operate. They're also used for washing carpets as well as upholstery. Be sure you buy rug cleansers using the suitable wands. Upholstery wands are more compact than floor covering wands; they are useful for cleansing seat handles, sofas, car seats, draperies, and also area rugs. Ideally, these kinds of wands are constructed of metal with regard to additional durability and also deterioration opposition.

Examine the particular hose pipe length as well as top quality at the same time. The particular garden hose needs to be long lasting and also break proof and should end up being extended adequate in order to effortlessly accomplish the region needed without having repeated relocating. Quality floor covering extractors have got tubes which can be adjusted in line with the measurements from the carpeting.

The right area rug cleansers are an essential element of a carpet cleaning company and provide years of service and also thousands in improved productiveness. Daimer Market sectors is a top provider of carpet cleaning equipment. Daimer offers a complete range of greatest carpet cleaners which includes carpet extractors, area rug purifiers, carpeting shampooers and many more.

More and more carpet cleaning companies are receiving set up along with every moving evening with all the only purpose of offering specialist carpet cleaning providers to be able to those that require all of them.

More and more carpet cleaning companies are getting set up along with each and every moving day using the sole goal of offering expert carpet cleaning services to those that need them. The requirement for professional carpet cleaning may vary through person to person. Even though some need this kind of services given that they may have simply no spare time to complete the particular washing on their own, other folks will believe they do not possess the proper abilities to complete the actual cleansing; other folks may not feel motivated to wash the actual carpets, particularly when they are huge.

Most of the people who choose to do the particular cleaning themselves have a tendency to question getting the identical striking final results as the experts. The good news is this can be done with the proper gear, the proper cleaning goods and the proper strategies utilized in carpet cleaning. http://carpetcleaningatlanta1.info The very first thing you have to do will be figure out the right goods for the sort of stains or even spots typically entirely on the carpeting. The proper items will certainly get the job done carefully and safely.

Next is to understand the kinds of gear you need for the job. You can find all kinds of cleaning equipment in the marketplace, a number of which can be very costly. Nonetheless, it is possible to get the correct products at an affordable price simply by performing basic online investigation. Once you've determined the method you would like to make use of to completely clean your own floor covering, be more successful to find the correct application for this.

Lastly, it is necessary to understand the proper cleaning processes to get your particular type of floor covering thoroughly clean. Lots of people end up within circumstances where they've got the proper cleansing real estate agents and the correct equipment however don't know the proper ways to perform a great job. The net is a great device to use with regard to learning the best carpet cleaning strategies in the specialists by themselves.

With one of these 3 points set up, it is easily possible to wash your own floor covering similar to the specialists. In case you are not too positive concerning your capabilities, usually request professional help as it is quite cost-effective. Oriental Carpet Attention THE BIG APPLE, a NEW YORK CITY carpet cleaning company, may be supplying experienced as well as dependable carpet cleaning services to Nyc previously two decades. Obtaining the greatest, A+, rating with the BBB, Oriental Area rug Treatment THE BIG APPLE acquired positioned itself as a highly expert and also trustworthy Ny carpet cleaning company. Get yourself a TOTALLY FREE Online Quotation or Phone Right now regarding more information about our carpet cleaning support.

It's vital that you recognize that in case you are seeking an excellent carpet cleaning service, make sure to validate their status. Find out what some other preceding consumers require to point out regarding these. Visit: http://carpetcleaningatlanta1.info to learn more concerning tracking down an existing carpet cleaning Atl. or simply just study with the use of carpet cleaning Atl. Once you've it, take a look at their particular program areas to find out as long as they have insurance plan where your property is situated. After that call the number for your area in addition to plan a scheduled appointment.

Thursday, December 15, 2011

precisely why you should really get a qualified appliance repair service Appliance Repair Chicago

Tips on hiring an appliance repair service

1. For virtually any options affecting choosing a major appliance repair business, get suggestions first of a variety of appliance repair companies from folks whose viewpoints anyone confidence, including ones relations as well as good friends who've experienced activities with using the services of appliance repair products and services just before
.

2. Take into account if it's a lot more cost-effective in order to simply crap the applying for any brand new 1 in comparison with to obtain the item restored by the skilled. Cost-free quotations can even be due to numerous appliance repair chicago
on the net or over the phone. Because of this, you do not ought to e-book an authentic services require a specialist without delay and acquire priced exorbitant service fees for just a uncomplicated fix you can actually do alone. At this time, it is possible to pre-judge regardless of whether you must restore or even replace the defective appliance
.

3. One more aspect that may help you to take into consideration whether you must seek the services of a professional appliance repair specialist is the regular life expectancy associated with an kitchen appliance. Execute a tiny investigating online to learn but if your equipment can be too older if repairing it's going to you should be the spend regarding money in addition to period
.

4. Using old types of dishwashers, washing machine's, and refrigerators, these people are apt to have a greater high quality in terms of their particular inner areas in comparison to current low-end types. Globalization features resulted to using particular modest aspects of many appliances for being stated in large in most locations in the world; this contributed for the production involving cheap, relatively low-quality internal components. There are a few top notch and incredibly resilient old-model appliances that could be worthy of solving
.

5. A straightforward work of unplugging and then insert back an electronic kitchen appliance can sometimes clear the condition with regard to slight automated doesn't work properly in units
.

6. Before you look for a specialist appliance repair pc professional ahead above and also carry out the repair in your case, you might like to verify the search engines with regard to appliance repair guides that might summarize the condition and also present widespread do-it-yourself steps. On the net kitchen appliance manuals usually are totally free and could provide you finish information on how you can complete modest vehicle repairs pertaining to unique models of home appliances
.

7. For those who have your knack for doing this along with would prefer to perform technological household maintenance tasks by yourself, you should behave like an experienced and use security cups and steel-toed protection shoes. It is additionally common sense for you to unplug the applying initial before starting unscrewing anything at all. Well-defined perimeters exist on the inside dryers therefore you has to be very careful while working away at just one
.

Why you should hire a professional appliance repair service?

Selecting an experienced to perform an appliance repair could keep a person via losing your time and energy trying out your ins and outs of the residence product you do not understand. Trying to correct it alone might cause much more injury on your equipment. You will find numerous affordable appliance repair products and services being publicised on the net or even on the phonebook. You'll be able to usually get in touch with the right one who is able to correct no matter what deterioration equipment you might have in your own home
.

There are certain property equipment products that could be a lot more cost-effective to repair than to switch. Microwaves, refrigerators, freezers, ranges, dryers, stove tops, and many others. increase our own every day lives; we at times also locate ease by utilizing all of them. After they receive damaged or maybe are amiss adequately, getting rid of these individuals straight away in support of a brand new one particular is probably not economically appear. There are a great number of circumstances where the actual not working is incredibly moderate, and only some trivial alterations or even easy fixes can make that be competitive with completely new again
.

Authorities which offer residence restore providers can be found online or perhaps around the phonebook, and many of them are likely to are available around or maybe speak with you on the cell phone to give totally free estimations on feasible prices for solving a specific household product
.

What to look for when hiring a professional appliance repair service?

Ask by family members and also friends 1st regarding referrals. Those individuals whose views an individual confidence tend to be the best method to obtain info concerning different house appliance repair companies they've attempted before.

If you use often an on the internet appliance repair forum or maybe a on the net advertising campaign of your commercial appliance repair firm, you then need to make sure who's claims “licensed and insured” so as to make sure that you will be obtaining the solutions coming from a specialist that has gone through the conventional appliance repair training. The particular company’s point out licenses also need to end up being an occasion you had that you should watch out for. The permit amount has to be appropriate as well as the insurance should be current. In addition, you need to investigation about how precisely long in which appliance repair company has been around enterprise and also where areas it functions; a business using a lot of neighborhood historical past tends to be much more reliable because doing so should go as a result of selected plans and keep its professional reputation in the marketplace. An additional thing to prevent overlook although in search of the appliance repair service can be whether or not the company can be stated in key web internet directories such as the yellow-colored webpages, The search engines road directions, Bing local, and so on. This has to be outlined someplace; a really unknown one particular could just be a good unsophisticated startup or a scam. You need to furthermore remember appliance repair chicago
which usually publicize heavily may demand a great deal more than those people little nearby people that will rely less upon promotion yet hefty on the word-of-mouth distribute of these good restoration products and services.

When you've got finally selected which appliance repair business to look together with, you may make inquiries pointedly around the identify from the technician which will become providing an individual as well as quickly consult to talk with him or her first. At this stage, it's advocated you ask the particular technician the length of time he / she have been correcting home equipment. Supply the specialist information with the issue. Present all the signs therefore that he / she can think about feasible reasons for the appliance fail to function properly. The technician will in all probability present a number of probable will cause to the appliance problems also before he or she offers the chance to come over to your residence. Finally, look for an calculate with the mend charge when you have defined the challenge. A professional technician is usually eager to provide you with one particular

It’s important to understand that if you are looking for an appliance repair business, make sure you examine their popularity. Find out what some other prior consumers must say about all of them. Go to: www.aaaasc.com for more information regarding tracking down an established appliance repair in Chicago or just research through the use of appliance repair Chicago. After you have your website, take a look at their own support areas to determine when they possess insurance coverage where your property is situated. After that call the number to your region as well as routine a scheduled appointment.

Saturday, December 3, 2011

Making Money on Line

Friday, December 2, 2011

foreclosure search